Commercial Property Insurance

Owning or managing a commercial property comes with its fair share of responsibilities. Safeguarding your investment with the correct level of cover is a critical aspect, as you’ll need a commercial building insurance policy that suits the specific needs of your building and your budget.

For many property owners, commercial landlord insurance is a must-have. This type of insurance covers property damage and includes liability protection against third-party claims.

In addition, business interruption insurance can be invaluable. It helps cover lost income when your business is forced to close due to damage or repairs.

Factors to consider when choosing commercial property insurance

Typical policy items may include:

• Rebuild cost cover: This covers the total cost of rebuilding the property, not just its market value
• Loss of rent protection: Ensures income if tenants can’t occupy the property due to damage.
• Property owner’s liability: Covers legal expenses if your property causes damage or injury

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